Yeah but when I get the money, I plan to sell it back and get something like a Ford Mondeo, the new ones are very nice.
I dont see the point now because it's been permanently recorded with the insurance company, can't be undone. So no point risking paying him privately for him to then claim against via insurance.
Ford's are so reliable and don't attract envy crazies who like to run their keys along the sides of the more expensive cars !!
Yes, if it's already recorded with the insurance company, then I agree