It's all about him wanting more money I believe.
Yes, at this point I'd think so. I don't think he cares about dropping points at this point.
This is what I've posted on the other forum this morning to have a discussion. The discussion was already ongoing.
A look at Federer’s career in two parts. 2003 – 2007: 49 tiles
Others: 202008 – 2012: 23 titles
You can say he lost his edge since 2008 and his peak years were from 2003 to 2007 or you can say that the 2nd part of his career saw better competition overall.
Followed by this:
Federer is a highly consistent player; that's why it's very hard to define his peak years. If we go by his results only, then it suggests, he struggled in his later years and perhaps he was past his peaks years by then (2008). But if we go by his consistency alone, then it suggests, he saw tougher competition in the later part of his career while he was still at his peak.